What kind of insurance can an 18 year old get?
I’m currently 17 years old, and I turn 18 in July. I live in Georgia. I have fibromyalgia/psoriatic arthritis. Does medicaid work for me? Or should I go another route? I don’t have a job right now, and I still live with my mom. But I do plan to move out during the summer hopefully, but if I do, I think I’ll lose my insurance. I also am wanting to live with a friend, or a friend and her mother. How would that work out with the whole insurance thing? I got a million questions and don’t know where to start, lol.
Tagged with: 17 years • arthritis • fibromyalgia • insurance • job • medicaid • million questions • mom
Filed under: Psoriatic Arthritis
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Medicaid would work, if you QUALIFY. Qualifying is based on total household income, and the number of people who live in your house.
You’re probably not going to get private insurance in GA to cover you, and with no job, you can’t afford to buy it, anyway.
I’d suggest you need to find the job first.
Getting Medicaid is a long process, since you have to go through the social security office. A representative from the welfare office told me it can take years to get coverage.
The only way most people over 18 stay on their parents’ health insurance is to be a full-time student in college. And with your condition, I would suggest to do everything you can to stay on your current plan. Especially since you’d have a hard time finding cheap medical insurance with preexisting conditions (fibromyalgia/psoriatic arthritis).
1. If fibromyalgia/psoriatic arthritis is a disability and you are low income or very low income, you might qualify for medicaid. If you are not disabled or you are not low income or very low income, then you do not qualify.
2. Until you turn 19, you may (or may not) qualify for Peachcare. See http://www.peachcare.org/ for more info. Once you turn 18, you no longer qualify.
3. Because of your existing medical condition, no company will want to insure. Therefore, you will need a HIPAA policy, which an assigned company will be required to offer you. To see which "HIPAA policy applies to you, contact the Georgia Office of Insurance at (800) 656-2298 for more information. This office can also provide you with an application for assignment."
4. If you are low income, and cannot obtain insurance, you should look into the Georgia Partnership for Caring Foundation (GPCF), which provides non-emergency care using volunteer doctors, etc. See http://www.gacares.org/ for details.
medicaid programs vary by state…have you thought about getting a job that has insurance? how are you planning on supporting yourself…
generally medicaid is for low income and/or severely disabled
in my state–medicaid office is separate from ss
i wonder if someone was referring to COBRA–not HIPAA..
HIPAA is teh privacy law–COBRA is a temproary extension of coverage you pay for–usually up to 18 months